Cleveland, Medina and Wadsworth real estate and homes for sale in Ohio, Luxury Homes and Condos, and First Time Buyers - Lori Schwarz and Team, REALTORS® Lori Schwarz and Team REALTORS(r) for Cleveland, Medina and Wadsworth, Ohio real estate, Luxury Homes and Condos, and First Time Buyers - NUMBER1EXPERTS™ Lori Schwarz and Team NUMBER1EXPERTS(tm) for Cleveland, Medina and Wadsworth, Ohio real estate, Luxury Homes and Condos, and First Time Buyers
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Lori Schwarz and Team, REALTOR®, real estate agents and broker for Cleveland, Medina and Wadsworth Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 330-725-4408.


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For Buyers: Cleveland, Medina and Wadsworth Ohio home buying, real estate listings, and homes for sale in Medina                         County, OH
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Why Buyers Choose Us: Why homebuyers in the Cleveland, Medina and Wadsworth area choose Lori Schwarz and Team as their Realtors
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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Lori Schwarz and Team, REALTOR®, real estate agents and broker for Cleveland, Medina and Wadsworth Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Lori Schwarz and Team
Keller Williams

2425 Medina Road
Medina, OH. 44256
Office: 330-725-4408
Toll Free: 1-877-725-7200
Fax: 330-723-7900
Email: LoriSchwarz@NUMBER1EXPERT.com

Customer Satisfaction is My Priority! Bachelors Degree in Marketing/Advertising. Twenty years marketing experience to help sellers market their homes effectively. Multi-Million Dollar Producer, Beyond Excellence Status. Providing sellers with a team to help them through the process of buying or selling their home.

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